ABOUT EMONEY LENDING

  

AS CALIFORNIANS, WE ARE HERE TO WORK AND SERVE THE NEEDS OF CALIFORNIANS
Because we are a California-based Lender, our first and foremost priority is to serve the needs of our neighbors and friends across this entire state and in the communities, of which we are a part. 

Regardless of the type of loan transaction, we are fully focused and committed to maintain in constant communiqué with you during the entire loan process from start through funding.  With us, “Timely Manner” is deemed automatic without having to elaborate any further.

PROFESSIONAL MORTGAGE ASSOCIATIONS
So as to effectively serve your needs better, we maintain our presence as a member and/or leader of numerous Associations in the field of Finance, Banking, and Mortgage Professionals.  Our dedication to you is based upon the underlying foundation of our commitment to excellence and strict adherence to a precise Code of Ethics and Standards of Professional Practices second to none in our industry.

REASONS FOR OBTAINING YOUR NEXT LOAN FROM EMONEY LENDING
eMoney Lending provides people like you with money and other much needed financial services. A partial list outlining some of our available services is as follows:

(a) Financing or Refinancing 1st and 2nd loan mortgages for Residential Owner-Occupied, Second Home, or Investment Properties.

(b) Refinancing or Restructuring of 1st and 2nd Position Loans Collateralized with Income Producing Commercial Loan Properties, Bank issued “Letter(s) of Credit,” “Commercial Paper,” “Debentures,” or “Bank Guarantees” or such other form of collateral acceptable to eMoney Lending.

(c) Financing of Construction, Mini Perm and/or combination of Mini-Permanent Take–Out financing.

(d) Financing of Residential Construction Financing for Owner/Builders, Spec Home Builders, or Trust entities where the underlying Credit History and/or FICO Scores plays of little importance.

(e) Additional Fee based services, such as: Commercial “Stand-By/Take-Out Forward Commitments” may be made available to a qualified borrower(s) on a case by case basis. 

AS YOUR MORTGAGE LENDER, WE REPRESENT YOU NOT THE LOAN PROGRAM
Many loan programs may not fit your needs. That's why working closely with you, we are able to provide the best loan, one that truly fits your needs.

EMONEY LENDING PROTECTS YOU
Here at eMoney Lending we don't just talk about pricing and prequalification, we back it up by putting it in writing for you.  That way you can be assured that the rate quoted you will be available at time of closing your loan.

BOTTOM LINE
We provide Loans to PEOPLE, not numbers.  We understand that your purchasing that new home or refinancing of your existing home represents the single largest financial transaction most Americans ever make.  To us, it is absolutely vital that you end up with a transaction that has closed per our initial representations to you made.

When you engage our services, you can rest assured that your expectations will not only be met, but surpassed.  Unlike other lenders here from elsewhere, here temporarily only to reap the benefits of our property appreciation, we as Californians are here and committed to stay and serve the needs of our clientele, regardless of the ups and downs of the overall financial marketplace.

We will explain to you all of your options and make certain that you will make your decision based on the true facts and not some other form of representation.


  

 

 

 

 

 

 

 

 

 

 

    














































































   
     
     
      












 
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IT IS AT EMONEY LENDING'S "SOLE" DISCRETION WHETHER TO LEND ITS OWN FUNDS OR NOT.
  
Loans made or arranged pursuant to a Department of Corporation's California Finance Lender/Broker License # 6039325
©1991 - All Rights Reserved - eMoney Lending is a wholly owned subsidiary of Euro-American Credit & Trade, Inc.