Get Pre-Qualified and refinance your existing home or rental property; Lower your current monthly payments, convert your adjustable (ARM) loan into a fixed rate loan prior to being subjected to higher monthly payments, Pay-off your existing loan sooner or obtain cash out and pay off those high rate credit cards or bills, Pay for your child’s education or fix up and upgrade your home. Take advantage of the current Interest Rates as they will not be with us forever.
Get Pre-Qualified and let us select with you the perfect purchase loan best suited for your needs.  Select from numerous eMoney Lending loan programs, both fixed or adjustable, allowing up to 97% of the purchase price being financed.  Allow us for you to quickly find out how much you can truly afford!  You may be surprised by the results.
  
  

Get Pre-Qualified if you are self-employed with minimal documentation at hand and need to state your income as opposed to evidencing it, eMoney Lending is here to help.  If you are someone that has “Not So Perfect Credit," just remember that we too are human and not stuck on set forth policies that would prohibit you from purchasing that new home, or refinancing your existing one.
    


   
  
  


   

  

  

  

  

  

  

  

  
 

 



 


 
  
  
 
  
   
 

 

   
  
  
  
  
  
 
  
  
  
 


 
 
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AFFILIATE PROGRAM
CLICK LOGIN HERE
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An application with eMoney Lending, is an application at cost of funds deemed wholesale elsewhere!

As your lender, we are enabled to custom tailor loan programs best suited to fulfill your true needs.  In addition, we have at our disposal hundreds of other loan options that when structured will assuredly meet or surpass your expectations.  As Californians working and serving the needs of our friends, neighbors, and fellow Californians, we pride ourselves in our abilities in structuring financial transactions designed specifically to your desires and budget, and not that of anyone else’s.  Our first and foremost priority is to provide customers like you with the perfect mortgage loan. It begins with us utilizing the value of our discounted cost of funds that when properly applied is passed on to you the borrower; thus saving you thousands of dollars at the time of origination, closing, and throughout the term of your mortgage loan.

Knowledge is power, if you use it!
  
Allow us the time to listen to your needs, so as to carefully understand the true "Big Picture" that most choose to overlook.

Regardless, of current market trends, as Californians, we are here and committed to stay and to serve people like you in communities across the entire State of California.  As your friend and neighbor, we are available to you throughout the entire process of assessing your true needs, processing and funding your new or future mortgage loan.

We specialize in underwriting the following types of transactions:

(a) Financing or Refinancing 1st and 2nd mortgages for Residential Owner-Occupied,
     Second Home, or Investment Properties.

(b) Financing of Residential Construction - Owner/Builders, Spec Home Builders, or Trust
     entities where the underlying Credit history and FICO Scores plays of little
     importance.

(c) Financing of Construction, Mini Perm and/or Mini-Permanent Take–Out.

(d) Refinancing or Restructuring of 1st and 2nd lien position Loans Collateralized with
     Income Producing Commercial Loan Properties, Bank issued  “Letter(s) of Credit,”
     “Commercial Paper,” “Debentures,” or “Bank Guarantees,” or such other form of
     collateral acceptable to eMoney Lending.

(e) Additional Fee based services, such as: Commercial “Stand-By/Take-Out Forward
     Commitments.” 
May be made to qualified borrower(s) with an acceptable form of
     underlying collateral, on a case by case basis.

Here at eMoney Lending, we are unbiased and insist on providing our customers with options!

As an Equal Opportunity Housing Lender, we pride ourselves in structuring loan term programs tailored specifically to our customers individual needs.
    

“DON’T WAIT ANY LONGER”
APPLY TODAY THROUGH THIS WEBSITE
OR CALL US AT:
(714) 435-1187

 

   
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IT IS AT EMONEY LENDING'S "SOLE" DISCRETION WHETHER TO LEND ITS OWN FUNDS OR NOT.
  
Loans made or arranged pursuant to a Department of Corporation's California Finance Lender/Broker License # 6039325
©1991 - All Rights Reserved - eMoney Lending is a wholly owned subsidiary of Euro-American Credit & Trade, Inc.